SOCDS CHAS Data: Affordability Mismatch Output for All Households
Name of Jurisdiction:			Source of Data:		Data Current as of:
Washington County, Maryland			CHAS Data Book		2000
	Renters Units by # of bedrooms				Owned or for sale units by # of bedrooms
Housing Units by Affordability	0-1	2	3+	Total		0-1	2	3+	Total
	(A)	(B)	(C)	(D)		(E)	(F)	(G)	(H)
1. Rent <= 30%					Value <=30%
# occupied units	1,525	1,175	1,195	3,895		N/A	N/A	N/A	N/A
%occupants <=30%	62.3	45.1	35.6	48.9		N/A	N/A	N/A	N/A
%built before 1970	54.1	60.4	69.9	60.8		N/A	N/A	N/A	N/A
%some problem	23.3	28.1	16.3	22.6		N/A	N/A	N/A	N/A
#vacant for rent	115	100	55	270		N/A	N/A	N/A	N/A
2. Rent >30 to <=50%					Value <= 50%
# occupied units	2,455	3,070	2,190	7,715		113	1,195	2,495	3,803
%occupants <=50%	48.9	37.9	28.3	38.7		42.5	35.6	21	26.2
%built before 1970	73.5	64.3	77.4	71		57.5	48.1	68.7	61.9
% some problem	37.9	34	27.2	33.3		17.7	13.8	6.8	9.3
#vacant for rent	250	210	140	600	#vacant for sale	10	30	80	120
3. Rent >50 to <=80%					Value >50 to <=80%
# occupied units	1,095	2,160	1,820	5,075		324	3,075	10,955	14,354
%occupants <=80%	63	33.8	35.7	40.8		55.2	46.5	31.4	35.2
%built before 1970	42.9	41	54.1	46.1		63	66.5	66.4	66.3
%some problem	42.9	23.8	22	27.3		12.3	5	2.6	3.4
#vacant for rent	35	70	30	135	#vacant for sale	10	125	155	290
4. Rent >80%					Value >80%
# occupied units	120	79	230	429		236	2,395	11,835	14,466
#vacant for rent	0	4	0	4	# vacant for sale	4	45	110	159
Definitions:
Rent 0-30% - These are units with a current gross rent (rent and utilities) that are affordable to households with incomes at or below 30% of HUD Area Median Family Income. Affordable is defined as gross rent less than or equal to 30% of a household's gross income.
Rent 30-50% - These are units with a current gross rent that are affordable to households with incomes greater than 30% and less than or equal to 50% of HUD Area Median Family Income.
Rent 50-80% - These are units with a current gross rent that are affordable to households with incomes greater than 50% and less than or equal to 80% of HUD Area Median Family Income.
Rent > 80% - These are units with a current gross rent that are affordable to households with incomes above 80% of HUD Area Median Family Income.
Value 0-50% - These are homes with values affordable to households with incomes at or below 50% of HUD Area Median Family Income. Affordable is defined as annual owner costs less than or equal to 30% of annual gross income. Annual owner costs are estimated assuming the cost of purchasing a home at the time of the Census based on the reported value of the home. Assuming a 7.9% interest rate and and national averages for annual utility costs, taxes, and hazard and mortgage insurance, multiplying income times 2.9 represents the value of a home a person could afford to purchase. For example, a household with an annual gross income of $30,000 is estimated to be able to afford an $87,000 home without having total costs exceed 30% of their annual household income.
Value 50-80% - These are units with a current value that are affordable to households with incomes greater than 50% and less than or equal to 80% of HUD Area Median Family Income.
Value > 80% - These are units with a current value that are affordable to households with incomes above 80% of HUD Area Median Family Income.